Installment payment

Don't want to pay the whole amount at once? Pay in installments!

In the case of ESTO installments, it is an extremely fast and convenient payment solution that helps you prepare a payment schedule based on the period you choose. The payment solution makes a decision in real time and helps to complete the purchase in less than 60 seconds.

When paying by installments, please contact a company representative and you will be sent an installment payment link. When paying, select a suitable period, monthly installment amount, and conveniently digitally sign using your ID card, Smart-ID, or Mobile-ID.

  • All citizens of the Republic of Estonia aged 18-70 can apply for ESTO installment payments.
  • ESTO installments can also be processed quickly and conveniently for legal entities.
  • ESTO installment payment is offered and managed by ESTO AS.

ATTENTION! Each installment is a financial obligation. Before concluding an installment agreement, familiarize yourself with the terms of the respective service and, if necessary, consult an expert. ESTO AS installment credit interest rate is 23.63% per year under the following sample conditions: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total amount of credit and repayments 1844.64 EUR, provided that the credit is returned Within 24 months, in equal monthly installments of EUR 76.86. Before signing the contract, familiarize yourself with the conditions and, if necessary, consult a specialist. Installment payment is offered and managed by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company, whose beginnings date back to 2016. The brand was born from the need for a new generation of payment solutions that would be suitable for both the end consumer and the seller. Today, ESTO offers the largest selection of different payment solutions in the Baltics, and ESTO's partner network includes over 2000 cooperation partners and stores and over 200 customers.

Check out the terms and conditions here: www.esto.ee

If necessary, contact an ESTO AS employee - info@esto.ee or www.esto.ee in the LIVE chat window.

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